This study examined the factors influencing the uptake of the Ogun State Health Insurance Benefit Package (OGSHIBP) among heads of households in selected communities in Ogun State, Nigeria. A cross-sectional design was used, and 299 participants were selected using Leslie Kish’s formula and multi-stage sampling. The instrument used for this study is questionnaire and out of the 299 distributed, 280were retrieved and analyzed using descriptive and inferential statistics (Pearson Product Moment Correlation) at a 5% significance level. The majority of respondents were aged 40–50 years (45%), had secondary education (38.6%),were Muslims (52.9%), and of Yoruba ethnicity (83.5%). Most of the respondents are traders(26.4%) with average monthly incomes above 50,000 (38.6%). The study revealed a low uptake of the health insurance benefit package, with only 47% enrolled. Key interpersonal factors influencing uptake included advice and stories from relatives ( = 3.48), empathetic healthcare provider attitudes ( = 3.36), social media information ( = 3.17), and experiences of friends ( = 3.08). Organizational factors affecting uptake were poor service quality ( = 4.20), inadequate facility equipment ( = 4.18), good nurse-patient relationships ( =4.11), organizational policies( =3.82), long waiting times ( = 3.58), and the availability of sufficient health facilities ( = 3.58). A significant association was found between occupation only and insurance uptake (X² = 14.88,P=0.01).The study concludes that increased public awareness, simplified registration processes, and policies that encourage shared decision-making between healthcare providers and participants are essential to improving health insurance enrolment in Ogun State.
- OSHO | OLUWATOSIN | DEBORAH | l: Osho0182@pg.babcock.edu.ng | +2347038152254, OKAFOR | NGOZI | ANTHONIA | okaforn@babcock.edu.ng | : +2348035273775, POPOOLA | OLAJUMOKE | MODUPE | Popoola0115@pg.babcock.edu.ng | : +2348038242221, ADEMUYIWA | ADEKUNLE | OLUWADAISI | : ademuyiwa0061@pg.babcock.edu.ng | : +2349136462399
- Factors; Influencing; Uptake; State Health Insurance Benefit Package
- FACTORS INFLUENCING THE UPTAKE OF OGUN STATE HEALTH INSURANCE BENEFIT PACKAGE
